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Essential Health Plan Benefit Schedule


SERVICE BENEFIT LIMIT
HOSPITAL
Overall Hospital Annual Limit of R750 000 of which members may utilise R100 000 per beneficiary in Private Hospitals and the balance in Private Wards in Public Hospitals
Medical Practitioners and Specialist Hospital Charges
100% of AT
Authorization required for hospital admission.
Subject to overall annual limit.
ICU & High Care (Max 30 Days)
Organ transplant
Oncology
100%
Pre-Authorization Required
Radiology & Pathology
Maxillo Facial Surgery
PET, MRI & CT Scans
100%
Injury cases only
Medical Prosthesis (Medical & Surgical Appliances)
100%
R 10 000 per annum
Dental Surgery
100%
No Benefit
Maternity
• Normal Birth
• Caesarian Section
100%
Confirmation every 24 hours
1 day maximum
2 days maximum
Psychiatric Hospitalization
100%
Authorization Required Limit to 7 Days per annum
Ambulance Services
100%
Emergency Transportation Only Preferred Provider –
Tel : 011 541 1118
DAY-TO-DAY BENEFITS
General Practitioner Visits
100% of Cost
Unlimited from Selected Doctor
(Dr list available above: see search)
Acute Medication
(Please refer to B1 in the information brochure)
100%
Unlimited (Subject to Formulary)
Chronic Medication
(Please refer to B1 in the information brochure)
100%
Authorization is Required, call 0860 EMC EMC
Pathology
(Please refer to B2 in the information brochure)

Radiology
(Please refer to B2 in the information brochure)
100%
Unlimited
Authorization is Required, call 0860 EMC EMC
OVERALL LIMIT OF R3000
Special Visits
• Including Maternity Scan
(Please refer to B3 in the information brochure)
100%
R 1500 p.a per beneficiary
Subject to overall limit
Authorization is Required, call 0860 EMC EMC
Dentistry
• Conservative Dentistry
Specialized Dentistry
100%
R 2000 p.a per family
Subject to overall limit
Optometry
• Eye Test
• Spectacles
• Contact Lenses
100%
R 750 p.a per beneficiary
Subject to overall limit
Auxiliary Practitioners
• Speech Therapy
• Occupational Therapy
100%
R 1500 p.a per family
Subject to overall limit
Authorization is Required, call 0860 EMC EMC

Monthly Contributions
Monthly Income
Principal Member
Adult Dependant
Child Dependant
Income to R2000 pm
R 431
R 387
R 172
Income from R2000-R4000 pm
R 508
R 457
R 203
Income from R4000-R6000 pm
R 600
R 540
R 240
Income over R6001 pm
R 734
R 660
R 293